/* ==========================================================================
   components.css
   Buttons, hero, cards, accordions, forms, feature grids.
   ========================================================================== */

/* ==========================================================================
   Buttons
   ========================================================================== */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.75rem;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  line-height: 1;
  border-radius: var(--radius-md);
  border: 1px solid transparent;
  cursor: pointer;
  transition:
    background var(--transition-base),
    color var(--transition-base),
    border-color var(--transition-base),
    transform var(--transition-base),
    box-shadow var(--transition-base);
  text-align: center;
}

.btn:active { transform: translateY(1px); }

.btn--primary {
  background: var(--color-brand-green);
  color: #fff;
  border-color: var(--color-brand-green);
  box-shadow: var(--shadow-sm);
}

.btn--primary:hover,
.btn--primary:focus {
  background: var(--color-brand-green-dark);
  border-color: var(--color-brand-green-dark);
  box-shadow: var(--shadow-md);
}

.btn--primary-inverse {
  background: #fff;
  color: var(--color-brand-teal);
  border-color: #fff;
}

.btn--primary-inverse:hover,
.btn--primary-inverse:focus {
  background: var(--color-sand);
  color: var(--color-brand-teal-dark);
}

.btn--secondary {
  background: var(--color-brand-teal);
  color: #fff;
  border-color: var(--color-brand-teal);
}

.btn--secondary:hover,
.btn--secondary:focus {
  background: var(--color-brand-teal-dark);
  border-color: var(--color-brand-teal-dark);
}

.btn--ghost {
  background: transparent;
  color: var(--color-brand-teal);
  border-color: var(--color-brand-teal);
}

.btn--ghost:hover,
.btn--ghost:focus {
  background: var(--color-brand-teal);
  color: #fff;
}

.btn--ghost-light {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.65);
}

.btn--ghost-light:hover,
.btn--ghost-light:focus {
  background: rgba(255, 255, 255, 0.12);
  border-color: #fff;
}

.btn--lg {
  padding: 1rem 2rem;
  font-size: 1rem;
}

/* ==========================================================================
   Hero
   ========================================================================== */

.hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(250, 250, 247, 0.85) 0%, rgba(244, 243, 238, 0.95) 100%),
    radial-gradient(1200px 600px at 20% -10%, rgba(110, 139, 92, 0.18), transparent 60%),
    radial-gradient(900px 500px at 90% 10%, rgba(26, 77, 99, 0.12), transparent 60%);
  padding-block: 5rem 6rem;
}

.hero::before {
  /* subtle dotted texture for depth */
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(26, 77, 99, 0.08) 1px, transparent 1px);
  background-size: 28px 28px;
  opacity: 0.55;
  pointer-events: none;
}

.hero > .container { position: relative; }

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-brand-green);
  padding: 0.4rem 0.9rem;
  background: rgba(110, 139, 92, 0.1);
  border: 1px solid rgba(110, 139, 92, 0.2);
  border-radius: 999px;
  margin-bottom: 1.5rem;
}

.hero-title {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: clamp(2.25rem, 1.5rem + 3.4vw, 4rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
  color: var(--color-brand-teal);
  max-width: 22ch;
  margin-bottom: 1.25rem;
}

.hero-title--centered {
  margin-inline: auto;
  text-align: center;
}

.hero-title em {
  font-style: italic;
  color: var(--color-brand-green);
  font-weight: 600;
}

.hero-subhead {
  font-size: 1.125rem;
  line-height: 1.65;
  color: var(--color-ink-soft);
  max-width: 56ch;
  margin-bottom: 2rem;
}

.hero-subhead--centered {
  margin-inline: auto;
  text-align: center;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

/* Compact hero for interior pages */
.hero--compact { padding-block: 4rem 3.5rem; }
.hero--compact .hero-title { font-size: clamp(2rem, 1.4rem + 2.4vw, 3.25rem); }

/* ==========================================================================
   Cards
   ========================================================================== */

.card {
  background: #fff;
  border: 1px solid var(--color-border-soft);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-base), box-shadow var(--transition-base), border-color var(--transition-base);
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: rgba(110, 139, 92, 0.35);
}

.card-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: rgba(110, 139, 92, 0.12);
  color: var(--color-brand-green);
  margin-bottom: 1.25rem;
}

.card-icon--teal {
  background: rgba(26, 77, 99, 0.1);
  color: var(--color-brand-teal);
}

.card-title {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.25rem;
  color: var(--color-brand-teal);
  margin-bottom: 0.5rem;
  letter-spacing: -0.01em;
}

.card-body {
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--color-ink-soft);
}

/* Numbered step cards */
.step-card {
  position: relative;
  text-align: center;
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--color-brand-green);
  color: var(--color-brand-green);
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.25rem;
  margin-inline: auto;
  margin-bottom: 1rem;
}

.step-eyebrow {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-brand-green);
  margin-bottom: 0.5rem;
}

.step-title {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.1rem;
  color: var(--color-brand-teal);
  margin-bottom: 0.5rem;
}

.step-body {
  font-size: 0.9rem;
  color: var(--color-ink-soft);
  line-height: 1.55;
  max-width: 24ch;
  margin-inline: auto;
}

/* ==========================================================================
   Coverages grid (chips)
   ========================================================================== */

.coverage-chip {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.7rem 1rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-md);
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.95);
  transition: background var(--transition-base), border-color var(--transition-base);
}

.coverage-chip:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.3);
}

.coverage-chip-icon {
  color: var(--color-brand-green-soft);
  flex-shrink: 0;
}

/* ==========================================================================
   Quote / testimonial block
   ========================================================================== */

.quote-block {
  position: relative;
  padding: 3rem 2rem;
  background: var(--color-brand-teal);
  color: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.quote-block::before {
  content: '"';
  position: absolute;
  top: -20px;
  left: 20px;
  font-family: var(--font-serif);
  font-size: 10rem;
  line-height: 1;
  color: rgba(255, 255, 255, 0.08);
  pointer-events: none;
}

.quote-text {
  position: relative;
  font-family: var(--font-serif);
  font-size: clamp(1.125rem, 0.9rem + 0.9vw, 1.5rem);
  line-height: 1.5;
  font-weight: 500;
  font-style: italic;
  margin-bottom: 1.25rem;
}

.quote-attribution {
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  color: rgba(255, 255, 255, 0.85);
}

/* ==========================================================================
   Accordion (FAQ)
   ========================================================================== */

.accordion {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.accordion-group-title {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.5rem;
  color: var(--color-brand-teal);
  margin-bottom: 1rem;
  margin-top: 2.5rem;
  letter-spacing: -0.01em;
}

.accordion-group-title:first-of-type { margin-top: 0; }

.accordion-item {
  background: #fff;
  border: 1px solid var(--color-border-soft);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.accordion-item:hover {
  border-color: rgba(110, 139, 92, 0.35);
}

.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.25rem;
  background: transparent;
  border: 0;
  text-align: left;
  font-family: var(--font-sans);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-brand-teal);
  line-height: 1.4;
}

.accordion-trigger:hover { color: var(--color-brand-teal-dark); }

.accordion-icon {
  flex-shrink: 0;
  color: var(--color-brand-green);
  transition: transform var(--transition-base);
}

.accordion-trigger[aria-expanded="true"] .accordion-icon {
  transform: rotate(45deg);
}

.accordion-content {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows var(--transition-slow);
}

.accordion-item[data-open="true"] .accordion-content {
  grid-template-rows: 1fr;
}

.accordion-content-inner {
  overflow: hidden;
}

.accordion-content-inner p {
  padding: 0 1.25rem 1.25rem;
  color: var(--color-ink-soft);
  font-size: 0.95rem;
  line-height: 1.65;
}

/* ==========================================================================
   Forms
   ========================================================================== */

.form-field {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-ink);
}

.form-label .required {
  color: var(--color-brand-teal);
  margin-left: 2px;
}

.form-input,
.form-textarea,
.form-select {
  width: 100%;
  padding: 0.75rem 0.9rem;
  font-family: var(--font-sans);
  font-size: 1rem;
  color: var(--color-ink);
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  outline: none;
  border-color: var(--color-brand-teal);
  box-shadow: 0 0 0 3px rgba(26, 77, 99, 0.15);
}

.form-textarea { min-height: 140px; resize: vertical; }

.form-help {
  font-size: 0.8rem;
  color: var(--color-ink-soft);
}

.form-success,
.form-error {
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  font-size: 0.9rem;
}

.form-success {
  background: rgba(110, 139, 92, 0.1);
  color: var(--color-brand-green-dark);
  border: 1px solid rgba(110, 139, 92, 0.3);
}

.form-error {
  background: #fdf0ed;
  color: #a13522;
  border: 1px solid #f2c7bf;
}

/* ==========================================================================
   Stat / highlight rows
   ========================================================================== */

.stat-block {
  text-align: center;
}

.stat-value {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: clamp(2rem, 1.4rem + 2vw, 3rem);
  color: var(--color-brand-green);
  line-height: 1;
  margin-bottom: 0.25rem;
}

.stat-label {
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-ink-soft);
}

/* ==========================================================================
   Feature list (agent/customer benefit columns)
   ========================================================================== */

.benefit-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.benefit-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.95rem;
  line-height: 1.55;
  color: var(--color-ink);
}

.benefit-list li::before {
  content: '';
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  margin-top: 3px;
  background-color: var(--color-brand-green);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") no-repeat center / contain;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") no-repeat center / contain;
}

/* ==========================================================================
   Reasons list (numbered)
   ========================================================================== */

.reason-list {
  list-style: none;
  margin: 0;
  padding: 0;
  counter-reset: reason;
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 768px) {
  .reason-list { grid-template-columns: 1fr 1fr; gap: 1.5rem; }
}

.reason-item {
  counter-increment: reason;
  display: flex;
  gap: 1rem;
  padding: 1.25rem;
  background: #fff;
  border: 1px solid var(--color-border-soft);
  border-radius: var(--radius-md);
}

.reason-item::before {
  content: counter(reason, decimal-leading-zero);
  flex-shrink: 0;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.5rem;
  color: var(--color-brand-green);
  line-height: 1;
}

.reason-title {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.1rem;
  color: var(--color-brand-teal);
  margin-bottom: 0.25rem;
}

.reason-body {
  font-size: 0.95rem;
  color: var(--color-ink-soft);
  line-height: 1.55;
}

/* ==========================================================================
   State badges (licensed jurisdictions)
   ========================================================================== */

.state-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.6rem 1rem;
  background: #fff;
  border: 1px solid var(--color-border-soft);
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-brand-teal);
  box-shadow: var(--shadow-sm);
}

.state-badge-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--color-brand-green);
}